Data Privacy
Data Privacy
Version October 2023
Loantrade AG (hereinafter also referred to as Loantrade, we or us) attaches great importance to the protection of the personal data you provide. Your trust is of great importance to us. The following data privacy policy provides information on how we ensure data protection at Loantrade, what types of data are collected and how the data provided is processed and used.
You may at any time be informed on our website about this privacy policy when using our website. Please note that we may need to revise the Privacy Policy from time to time. The revised version will be effective as of the published effective date.
You can access this privacy policy at any time in the footer on all pages via the link "Privacy policy". Any third-party websites that can be accessed via our portals are not subject to the principles set out here. We assume no responsibility or liability for the observance of data protection by third party websites.
Definitions of terms
Personal data: are all individual details about personal or factual circumstances of a specific (identified) or determinable (identifiable), natural person. It is information that is personally associated with you and can say something about you. For example, the telephone number, credit card or personal numbers of a person, the account data, a license plate of a car, the appearance, the customer number or the address count to the personal data (hereinafter also data).
Processing: any handling of personal data carried out with or without the aid of automated procedures, regardless of the means and procedures used, in particular the acquisition, storage, use, disclosure, archiving or destruction.
Consent to the privacy policy
By using our website and, if applicable, creating a personal account, you agree to the privacy policy described below as well as the manner of processing your data described therein.
Type and scope of the data
The type and scope of the collection and use of your data differs depending on how you use the website of Loantrade. It is distinguished whether you use the website purely informative or the use of services (e.g. registration for the newsletter) and / or the protected access area. The latter is only accessible after prior registration and personal login.
Use of the website without registration
You can use our website without registration. As a non-registered customer, no personal data will be collected from you other than your IP address. However, our web server automatically collects computer-related data when you visit the Loantrade website. This data includes the (anonymized) IP address, the type of browser software used including settings, the date and time of your visit to our website and the duration of your visit. When calling up Internet pages, this data is technically mandatory and is transmitted by your browser.
Collection of your personal data (for registration and/or use of services)
When visiting and using our website as a registered customer, we process the following personal data, among others:
Personal information (such as name, date of birth, marital status, address, telephone number, e-mail address, etc.) that you provide to us when filling out forms on our website or when registering for a newsletter itself;
Other information required for the use and provision of our services in accordance with the purpose of the processing.
Loantrade observes and complies with the principles of good faith, legality, transparency, purpose limitation, accuracy, integrity and confidentiality and proportionality.
Purpose of processing
For what purpose is your data processed?
Loantrade processes data, both personal and non-personal, for the following purposes:
to enable us to provide our services in an optimal, safe, pleasant and efficient manner;
for the efficient management and continuous improvement of our website;
to analyse visitor or user behaviour on our website, record trends and create statistics;
for a user experience that is optimally tailored to your needs;
for sending newsletters as well as for (personalised) advertising measures, provided that the clientele has given us the corresponding consent;
and for other purposes related to the operation of the website;
to fulfill regulatory and legal obligations ( combating money laundering and terrorism financing, ...)
Disclosure of information to third parties
Loantrade may pass on the collected data to affiliated group companies, cooperation partners as well as to commissioned third parties in Switzerland, Germany and abroad for the above-mentioned purposes. The respective data recipients who have access to the data collected by Loantrade are obliged to observe data protection. Third party service providers receive data only to a necessary extent and are obliged to use the data exclusively for order processing and not for other purposes. In case of cross-border data transfer, Loantrade ensures that the data recipients guarantee adequate data protection.
Data may be transferred to the following third countries:
Loantrade AG (hereinafter also referred to as Loantrade, we or us) attaches great importance to the protection of the personal data you provide. Your trust is of great importance to us. The following data privacy policy provides information on how we ensure data protection at Loantrade, what types of data are collected and how the data provided is processed and used.
You may at any time be informed on our website about this privacy policy when using our website. Please note that we may need to revise the Privacy Policy from time to time. The revised version will be effective as of the published effective date.
You can access this privacy policy at any time in the footer on all pages via the link "Privacy policy". Any third-party websites that can be accessed via our portals are not subject to the principles set out here. We assume no responsibility or liability for the observance of data protection by third party websites.
Definitions of terms
Personal data: are all individual details about personal or factual circumstances of a specific (identified) or determinable (identifiable), natural person. It is information that is personally associated with you and can say something about you. For example, the telephone number, credit card or personal numbers of a person, the account data, a license plate of a car, the appearance, the customer number or the address count to the personal data (hereinafter also data).
Processing: any handling of personal data carried out with or without the aid of automated procedures, regardless of the means and procedures used, in particular the acquisition, storage, use, disclosure, archiving or destruction.
Consent to the privacy policy
By using our website and, if applicable, creating a personal account, you agree to the privacy policy described below as well as the manner of processing your data described therein.
Type and scope of the data
The type and scope of the collection and use of your data differs depending on how you use the website of Loantrade. It is distinguished whether you use the website purely informative or the use of services (e.g. registration for the newsletter) and / or the protected access area. The latter is only accessible after prior registration and personal login.
Use of the website without registration
You can use our website without registration. As a non-registered customer, no personal data will be collected from you other than your IP address. However, our web server automatically collects computer-related data when you visit the Loantrade website. This data includes the (anonymized) IP address, the type of browser software used including settings, the date and time of your visit to our website and the duration of your visit. When calling up Internet pages, this data is technically mandatory and is transmitted by your browser.
Collection of your personal data (for registration and/or use of services)
When visiting and using our website as a registered customer, we process the following personal data, among others:
Personal information (such as name, date of birth, marital status, address, telephone number, e-mail address, etc.) that you provide to us when filling out forms on our website or when registering for a newsletter itself;
Other information required for the use and provision of our services in accordance with the purpose of the processing.
Loantrade observes and complies with the principles of good faith, legality, transparency, purpose limitation, accuracy, integrity and confidentiality and proportionality.
Purpose of processing
For what purpose is your data processed?
Loantrade processes data, both personal and non-personal, for the following purposes:
to enable us to provide our services in an optimal, safe, pleasant and efficient manner;
for the efficient management and continuous improvement of our website;
to analyse visitor or user behaviour on our website, record trends and create statistics;
for a user experience that is optimally tailored to your needs;
for sending newsletters as well as for (personalised) advertising measures, provided that the clientele has given us the corresponding consent;
and for other purposes related to the operation of the website;
to fulfill regulatory and legal obligations ( combating money laundering and terrorism financing, ...)
Disclosure of information to third parties
Loantrade may pass on the collected data to affiliated group companies, cooperation partners as well as to commissioned third parties in Switzerland, Germany and abroad for the above-mentioned purposes. The respective data recipients who have access to the data collected by Loantrade are obliged to observe data protection. Third party service providers receive data only to a necessary extent and are obliged to use the data exclusively for order processing and not for other purposes. In case of cross-border data transfer, Loantrade ensures that the data recipients guarantee adequate data protection.
Data may be transferred to the following third countries:
Loantrade AG (hereinafter also referred to as Loantrade, we or us) attaches great importance to the protection of the personal data you provide. Your trust is of great importance to us. The following data privacy policy provides information on how we ensure data protection at Loantrade, what types of data are collected and how the data provided is processed and used.
You may at any time be informed on our website about this privacy policy when using our website. Please note that we may need to revise the Privacy Policy from time to time. The revised version will be effective as of the published effective date.
You can access this privacy policy at any time in the footer on all pages via the link "Privacy policy". Any third-party websites that can be accessed via our portals are not subject to the principles set out here. We assume no responsibility or liability for the observance of data protection by third party websites.
Definitions of terms
Personal data: are all individual details about personal or factual circumstances of a specific (identified) or determinable (identifiable), natural person. It is information that is personally associated with you and can say something about you. For example, the telephone number, credit card or personal numbers of a person, the account data, a license plate of a car, the appearance, the customer number or the address count to the personal data (hereinafter also data).
Processing: any handling of personal data carried out with or without the aid of automated procedures, regardless of the means and procedures used, in particular the acquisition, storage, use, disclosure, archiving or destruction.
Consent to the privacy policy
By using our website and, if applicable, creating a personal account, you agree to the privacy policy described below as well as the manner of processing your data described therein.
Type and scope of the data
The type and scope of the collection and use of your data differs depending on how you use the website of Loantrade. It is distinguished whether you use the website purely informative or the use of services (e.g. registration for the newsletter) and / or the protected access area. The latter is only accessible after prior registration and personal login.
Use of the website without registration
You can use our website without registration. As a non-registered customer, no personal data will be collected from you other than your IP address. However, our web server automatically collects computer-related data when you visit the Loantrade website. This data includes the (anonymized) IP address, the type of browser software used including settings, the date and time of your visit to our website and the duration of your visit. When calling up Internet pages, this data is technically mandatory and is transmitted by your browser.
Collection of your personal data (for registration and/or use of services)
When visiting and using our website as a registered customer, we process the following personal data, among others:
Personal information (such as name, date of birth, marital status, address, telephone number, e-mail address, etc.) that you provide to us when filling out forms on our website or when registering for a newsletter itself;
Other information required for the use and provision of our services in accordance with the purpose of the processing.
Loantrade observes and complies with the principles of good faith, legality, transparency, purpose limitation, accuracy, integrity and confidentiality and proportionality.
Purpose of processing
For what purpose is your data processed?
Loantrade processes data, both personal and non-personal, for the following purposes:
to enable us to provide our services in an optimal, safe, pleasant and efficient manner;
for the efficient management and continuous improvement of our website;
to analyse visitor or user behaviour on our website, record trends and create statistics;
for a user experience that is optimally tailored to your needs;
for sending newsletters as well as for (personalised) advertising measures, provided that the clientele has given us the corresponding consent;
and for other purposes related to the operation of the website;
to fulfill regulatory and legal obligations ( combating money laundering and terrorism financing, ...)
Disclosure of information to third parties
Loantrade may pass on the collected data to affiliated group companies, cooperation partners as well as to commissioned third parties in Switzerland, Germany and abroad for the above-mentioned purposes. The respective data recipients who have access to the data collected by Loantrade are obliged to observe data protection. Third party service providers receive data only to a necessary extent and are obliged to use the data exclusively for order processing and not for other purposes. In case of cross-border data transfer, Loantrade ensures that the data recipients guarantee adequate data protection.
Data may be transferred to the following third countries:
Third Country
Guarantee to ensure data protection
Guarantee to ensure data protection
Netherlands
Adequacy decision Federal Council
(Annex 1 FADP)
Adequacy decision Federal Council
(Annex 1 FADP)
Finland
Adequacy decision Federal Council
(Annex 1 FADP)
Adequacy decision Federal Council
(Annex 1 FADP)
Belgium
Adequacy decision Federal Council
(Annex 1 FADP)
Adequacy decision Federal Council
(Annex 1 FADP)
Denmark
Adequacy decision Federal Council
(Annex 1 FADP)
Adequacy decision Federal Council
(Annex 1 FADP)
Ireland
Adequacy decision Federal Council
(Annex 1 FADP)
Adequacy decision Federal Council
(Annex 1 FADP)
Germany
Adequacy decision Federal Council
(Annex 1 FADP)
Adequacy decision Federal Council
(Annex 1 FADP)
Nevertheless, every person who uses the Internet must be aware that most services originate from globally active companies and that, therefore, there always remains a certain residual risk that data may end up in countries without adequate data protection.
Disclosure of your data to supervisory authorities, judicial authorities or other competent persons is also expressly permitted if required by applicable law.
Use of cookies
What are cookies and how are they used on our website?
Technologies used include cookies to collect certain information for the purpose of improving the user experience on our website. Thus, your visit to our website is designed according to your needs and facilitates communication and Internet use. Cookies allow us to make the website experience easier, more pleasant and more efficient.
Cookies do not damage the hard drive of your computer, nor do they transmit personal data of customers to us.
Cookies are small text files that are placed on your local access device (PC, smartphone, tablet, etc.) via your browser when you visit the Loantrade website and temporarily or permanently store specific information related to the device. This includes, for example, the recording of the browser type, the pages visited or language settings. This enables our web server to recognize the user's access device on the next visit. The cookie thus helps to provide and present an individualised website tailored to your needs. As a result, you will find your way around more quickly on a subsequent visit and will be able to use the website more efficiently. It is important to note that not the person, but only an identification of the access device takes place.
Loantrade also uses cookie technology for statistical, analytical and marketing purposes, provided that you have given your consent. This helps us to identify the potential for improvement of our website and to be able to ensure continuous optimisation in terms of user-friendliness, speed and performance.
In cases where more than the mandatory functional cookies can be used on our website you are able to set your cookie preferences through our cookie banner. You control a storage of cookies on your access device itself and can also reject them. Furthermore, you are also able to delete cookies that have already been set. You can make the preferred settings in the menu bar of your browser. Please note, however, that deactivating cookies may result in restricted access to our website.
Data processing for marketing / analysis purposes
We use various web analysis tools on our website to record and evaluate the usage behaviour of our customers. In doing so, we work together with third-party companies. Technically, these tools also work with cookies. The data generated by the tracking code and the cookie about your visit to our website may be transmitted for analysis purposes to third-party providers who provide the service. Cookies used to collect tracking data do not contain any personal data, i.e. your IP address is immediately shortened on your access device and thus anonymised. This ensures anonymised transmission and storage of the data. This data is collected for the purpose of continuously optimising our website and improving advertising measures. Detailed information about the data collected by the respective providers can be found on the respective website of the third-party provider (please find a description as well as the link immediately below). You can avoid the collection of your data with the help of add-ons.
Use of Google Analytics
We use Google Analytics, a web analytics service provided by Google, Inc. ("Google"), and may create a user ID that enables us to analyse user behaviour (for more information, please visit https://support.google.com/analytics/answer/3123662).
The latest version of Google Analytics does not log or store individual IP addresses. Google Analytics uses cookies that enable an analysis of your use of the website as well as the mobile application. The information generated by the cookie about the use of the website as well as the mobile application is usually transmitted to a Google server and stored there. However, by activating IP anonymisation on our websites as well as the mobile application, your IP address will be truncated beforehand by Google within member states of the European Union or in other contracting states of the Agreement on the European Economic Area. On behalf of the operator of this website, Google will use this information for the purpose of evaluating your use of the website and the mobile application, compiling reports on website and application activity and providing other services relating to website activity, application activity and internet usage. The IP address transmitted by your browser as part of Google Analytics is not merged with other data from Google. You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this website or mobile application.
You can also prevent the collection of data generated by the cookie and related to your use of the website and the mobile application (including your IP address) to Google and the processing of this data by Google by downloading and installing the browser plug-in available at the following link:
http://tools.google.com/dlpage/gaoptout?hl=de.
Interaction with social networks
We use social plug-ins (hereinafter referred to as plug-ins) from social networks on the Internet. These plug-ins can be recognised by the logo of the network on our website.
When you call up a website with such a plug-in, a direct connection is established with the servers of the corresponding social network. It is important to note that we use a so-called two-click solution of the plug-in for your protection. This means that the plug-ins on our website are initially inactive. Only when you click on one of the logos, the corresponding plug-in is activated and a connection, as well as a data transmission that you are visiting our website, among other things, is granted to the third-party provider. If you are also logged in to this network with user name and password at this time, it is possible that all interactions with the plug-in regarding your profile will be assigned. For example, content from our website can be linked to their profile. Other users of the network may learn of such interactions. Loantrade is neither affiliated with nor responsible for the third party operators whose websites are integrated by means of plug-ins. We have no control over the use of such personal data collected by third parties and accept no responsibility or liability. If you are not a member of the social network or are not logged in there, it is still possible that your IP address is transmitted and stored.
Direct marketing and online advertising
With your registration and/or use of services on our portal, we may also use your personal data for personalised advertising measures, provided you have given us your consent to do so. This is also the case if you register for a newsletter on our website. This concerns both the personalisation of advertising by email, such as emails with general information or advertising character (newsletter) and the delivery of personalised content and advertising on our portal. For this purpose, we may automatically evaluate information known to us about your usage behaviour on our portals so that we can avoid sending you inappropriate advertising.
With subscription to our newsletters your e-mail address can be used for our own advertising purposes until you unsubscribe from the corresponding newsletter. At the end of a sent email you will find a link that allows you to unsubscribe from the newsletter at any time.
You can also unsubscribe from the newsletter at any time by sending
an email to: support@loantrade.io
As a result of your consent, we are entitled to commission third parties with the technical processing of advertising measures and advertising for ourselves and are entitled to pass on your data for this purpose.
Data security and security of transmission
The data collected by Loantrade is subject to the highest standards of confidentiality and is treated with the utmost care and discretion. To protect against unauthorised access, destruction, misuse, disclosure and/or manipulation, Loantrade has implemented adequate technical and organisational measures. Loantrade uses servers in Switzerland or Europe to store your data. Their data centres meet the highest security requirements and are ISO 27001 certified. Furthermore, we would like to point out that we also take internal company data protection seriously. All our employees and the service companies we commission are committed to data protection and confidentiality and are informed about the legal requirements.
The communication via the website takes place with a secure SSL encryption (Secure Socket Layer). Please note that it is nevertheless possible that data which you transmit to Loantrade via the Internet or an e-mail service can be viewed by third parties without permission.
However, Loantrade can assure you that your data will be handled in accordance with the applicable data protection regulations and that further measures will be taken to protect against unauthorised access by third parties. Nevertheless, we cannot guarantee the confidentiality and complete protection of the messages and therefore cannot assume any liability.
If you are registered as a user at Loantrade, access to your account is only possible after entering your personal password in each case. You should always keep payment and access information confidential and close the browser window when you have finished communicating with us, especially if you share the computer with others.
Use of Google applications by Loantrade
Loantrade is itself a user of Google Inc ("Google") applications. As a user, Loantrade is bound by the applicable terms of use of Google and has no influence on their respective changes by Google.
At this point Loantrade officially informs about the use of Google applications.
This may also affect your data.
Loantrade ensures in its own Loantrade user profile of Google that only Google servers in Europe are used. This ensures the legally required level of data protection.
By explicitly accepting this Privacy Policy, using our website and, if applicable, creating a personal account, you consent to Loantrade's use of Google Applications.
You can find Google's privacy policy and terms of use here:
https://cloud.google.com/privacy/gdpr
Data retention period
We keep your data only as long as it is legally required or according to the processing purpose. In the case of analyses, we store your data until the analysis is completed. If we store data on the basis of a contractual relationship with you, this data remains stored for as long as legal or contractual retention obligations exist.
Right to information, correction, deletion and complaint
You have the right to assert your data protection rights at any time and to request information about whether and what personal data about you is being processed by us.
You can also have your personal data corrected, blocked or, insofar as technically possible and legally permissible, deleted at any time by sending written notification and appropriate proof of your identity to the following address: support@loantrade.io
Please note that even after your request for the blocking or deletion of your personal data, we must retain some of this data within the scope of our legal or contractual retention obligations (for example, for billing purposes) and in this case only block your personal data to the extent necessary for this purpose. Furthermore, deletion of your personal data may mean that you can no longer obtain or use the services you have registered for. Under certain conditions, you are entitled to have us pass on your personal data to you or a third party designated by you in a common format.
You also have the right to lodge a complaint with the competent supervisory authority regarding data processing. You can do this at the supervisory authority at your place of residence, place of work or the place of the alleged data protection violation. Under the following link you will find the data protection authority of Switzerland with its own website: Data Protection - Switzerland
Scope
This privacy policy applies to all data that we receive as a result of your use of our website. It does not cover the content of third-party websites, even if you access those third-party websites via links on our website. We have no influence on the content, data processing and handling of third-party websites and consequently cannot accept any responsibility for them. We ask you to observe the specific data protection declarations of the respective third-party websites.
When processing your personal data, Loantrade is subject to Swiss data protection law. Other data protection laws may apply if your data is processed abroad (e.g. by a contracted service provider).
Contact person
If you have any questions about data protection on our website, would like to request information or would like to request the deletion of your data, please contact our contact person for data protection law by sending an email to: support@loantrade.io
or by mail to:
Loantrade AG
Data protection
Baslerstrasse 60
8048 Zurich
*You can also access and print out the current data protection declaration at any time on our website.
Nevertheless, every person who uses the Internet must be aware that most services originate from globally active companies and that, therefore, there always remains a certain residual risk that data may end up in countries without adequate data protection.
Disclosure of your data to supervisory authorities, judicial authorities or other competent persons is also expressly permitted if required by applicable law.
Use of cookies
What are cookies and how are they used on our website?
Technologies used include cookies to collect certain information for the purpose of improving the user experience on our website. Thus, your visit to our website is designed according to your needs and facilitates communication and Internet use. Cookies allow us to make the website experience easier, more pleasant and more efficient.
Cookies do not damage the hard drive of your computer, nor do they transmit personal data of customers to us.
Cookies are small text files that are placed on your local access device (PC, smartphone, tablet, etc.) via your browser when you visit the Loantrade website and temporarily or permanently store specific information related to the device. This includes, for example, the recording of the browser type, the pages visited or language settings. This enables our web server to recognize the user's access device on the next visit. The cookie thus helps to provide and present an individualised website tailored to your needs. As a result, you will find your way around more quickly on a subsequent visit and will be able to use the website more efficiently. It is important to note that not the person, but only an identification of the access device takes place.
Loantrade also uses cookie technology for statistical, analytical and marketing purposes, provided that you have given your consent. This helps us to identify the potential for improvement of our website and to be able to ensure continuous optimisation in terms of user-friendliness, speed and performance.
In cases where more than the mandatory functional cookies can be used on our website you are able to set your cookie preferences through our cookie banner. You control a storage of cookies on your access device itself and can also reject them. Furthermore, you are also able to delete cookies that have already been set. You can make the preferred settings in the menu bar of your browser. Please note, however, that deactivating cookies may result in restricted access to our website.
Data processing for marketing / analysis purposes
We use various web analysis tools on our website to record and evaluate the usage behaviour of our customers. In doing so, we work together with third-party companies. Technically, these tools also work with cookies. The data generated by the tracking code and the cookie about your visit to our website may be transmitted for analysis purposes to third-party providers who provide the service. Cookies used to collect tracking data do not contain any personal data, i.e. your IP address is immediately shortened on your access device and thus anonymised. This ensures anonymised transmission and storage of the data. This data is collected for the purpose of continuously optimising our website and improving advertising measures. Detailed information about the data collected by the respective providers can be found on the respective website of the third-party provider (please find a description as well as the link immediately below). You can avoid the collection of your data with the help of add-ons.
Use of Google Analytics
We use Google Analytics, a web analytics service provided by Google, Inc. ("Google"), and may create a user ID that enables us to analyse user behaviour (for more information, please visit https://support.google.com/analytics/answer/3123662).
The latest version of Google Analytics does not log or store individual IP addresses. Google Analytics uses cookies that enable an analysis of your use of the website as well as the mobile application. The information generated by the cookie about the use of the website as well as the mobile application is usually transmitted to a Google server and stored there. However, by activating IP anonymisation on our websites as well as the mobile application, your IP address will be truncated beforehand by Google within member states of the European Union or in other contracting states of the Agreement on the European Economic Area. On behalf of the operator of this website, Google will use this information for the purpose of evaluating your use of the website and the mobile application, compiling reports on website and application activity and providing other services relating to website activity, application activity and internet usage. The IP address transmitted by your browser as part of Google Analytics is not merged with other data from Google. You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this website or mobile application.
You can also prevent the collection of data generated by the cookie and related to your use of the website and the mobile application (including your IP address) to Google and the processing of this data by Google by downloading and installing the browser plug-in available at the following link:
http://tools.google.com/dlpage/gaoptout?hl=de.
Interaction with social networks
We use social plug-ins (hereinafter referred to as plug-ins) from social networks on the Internet. These plug-ins can be recognised by the logo of the network on our website.
When you call up a website with such a plug-in, a direct connection is established with the servers of the corresponding social network. It is important to note that we use a so-called two-click solution of the plug-in for your protection. This means that the plug-ins on our website are initially inactive. Only when you click on one of the logos, the corresponding plug-in is activated and a connection, as well as a data transmission that you are visiting our website, among other things, is granted to the third-party provider. If you are also logged in to this network with user name and password at this time, it is possible that all interactions with the plug-in regarding your profile will be assigned. For example, content from our website can be linked to their profile. Other users of the network may learn of such interactions. Loantrade is neither affiliated with nor responsible for the third party operators whose websites are integrated by means of plug-ins. We have no control over the use of such personal data collected by third parties and accept no responsibility or liability. If you are not a member of the social network or are not logged in there, it is still possible that your IP address is transmitted and stored.
Direct marketing and online advertising
With your registration and/or use of services on our portal, we may also use your personal data for personalised advertising measures, provided you have given us your consent to do so. This is also the case if you register for a newsletter on our website. This concerns both the personalisation of advertising by email, such as emails with general information or advertising character (newsletter) and the delivery of personalised content and advertising on our portal. For this purpose, we may automatically evaluate information known to us about your usage behaviour on our portals so that we can avoid sending you inappropriate advertising.
With subscription to our newsletters your e-mail address can be used for our own advertising purposes until you unsubscribe from the corresponding newsletter. At the end of a sent email you will find a link that allows you to unsubscribe from the newsletter at any time.
You can also unsubscribe from the newsletter at any time by sending
an email to: support@loantrade.io
As a result of your consent, we are entitled to commission third parties with the technical processing of advertising measures and advertising for ourselves and are entitled to pass on your data for this purpose.
Data security and security of transmission
The data collected by Loantrade is subject to the highest standards of confidentiality and is treated with the utmost care and discretion. To protect against unauthorised access, destruction, misuse, disclosure and/or manipulation, Loantrade has implemented adequate technical and organisational measures. Loantrade uses servers in Switzerland or Europe to store your data. Their data centres meet the highest security requirements and are ISO 27001 certified. Furthermore, we would like to point out that we also take internal company data protection seriously. All our employees and the service companies we commission are committed to data protection and confidentiality and are informed about the legal requirements.
The communication via the website takes place with a secure SSL encryption (Secure Socket Layer). Please note that it is nevertheless possible that data which you transmit to Loantrade via the Internet or an e-mail service can be viewed by third parties without permission.
However, Loantrade can assure you that your data will be handled in accordance with the applicable data protection regulations and that further measures will be taken to protect against unauthorised access by third parties. Nevertheless, we cannot guarantee the confidentiality and complete protection of the messages and therefore cannot assume any liability.
If you are registered as a user at Loantrade, access to your account is only possible after entering your personal password in each case. You should always keep payment and access information confidential and close the browser window when you have finished communicating with us, especially if you share the computer with others.
Use of Google applications by Loantrade
Loantrade is itself a user of Google Inc ("Google") applications. As a user, Loantrade is bound by the applicable terms of use of Google and has no influence on their respective changes by Google. At this point Loantrade officially informs about the use of Google applications. This may also affect your data. Loantrade ensures in its own Loantrade user profile of Google that only Google servers in Europe are used. This ensures the legally required level of data protection.
By explicitly accepting this Privacy Policy, using our website and, if applicable, creating a personal account, you consent to Loantrade's use of Google Applications.
You can find Google's privacy policy and terms of use here:
https://cloud.google.com/privacy/gdpr
Data retention period
We keep your data only as long as it is legally required or according to the processing purpose. In the case of analyses, we store your data until the analysis is completed. If we store data on the basis of a contractual relationship with you, this data remains stored for as long as legal or contractual retention obligations exist.
Right to information, correction, deletion and complaint
You have the right to assert your data protection rights at any time and to request information about whether and what personal data about you is being processed by us.
You can also have your personal data corrected, blocked or, insofar as technically possible and legally permissible, deleted at any time by sending written notification and appropriate proof of your identity to the following address: support@loantrade.io
Please note that even after your request for the blocking or deletion of your personal data, we must retain some of this data within the scope of our legal or contractual retention obligations (for example, for billing purposes) and in this case only block your personal data to the extent necessary for this purpose. Furthermore, deletion of your personal data may mean that you can no longer obtain or use the services you have registered for. Under certain conditions, you are entitled to have us pass on your personal data to you or a third party designated by you in a common format.
You also have the right to lodge a complaint with the competent supervisory authority regarding data processing. You can do this at the supervisory authority at your place of residence, place of work or the place of the alleged data protection violation. Under the following link you will find the data protection authority of Switzerland with its own website: Data Protection - Switzerland
Scope
This privacy policy applies to all data that we receive as a result of your use of our website. It does not cover the content of third-party websites, even if you access those third-party websites via links on our website. We have no influence on the content, data processing and handling of third-party websites and consequently cannot accept any responsibility for them. We ask you to observe the specific data protection declarations of the respective third-party websites.
When processing your personal data, Loantrade is subject to Swiss data protection law. Other data protection laws may apply if your data is processed abroad (e.g. by a contracted service provider).
Contact persoIf you have any questions about data protection on our website, would like to request information or would like to request the deletion of your data, please contact our contact person for data protection law by sending an email to: support@loantrade.io
or by mail to:
Loantrade AG
Data protection
Baslerstrasse 60
8048 Zurich
*You can also access and print out the current data protection declaration at any time on our website.
Nevertheless, every person who uses the Internet must be aware that most services originate from globally active companies and that, therefore, there always remains a certain residual risk that data may end up in countries without adequate data protection.
Disclosure of your data to supervisory authorities, judicial authorities or other competent persons is also expressly permitted if required by applicable law.
Use of cookies
What are cookies and how are they used on our website?
Technologies used include cookies to collect certain information for the purpose of improving the user experience on our website. Thus, your visit to our website is designed according to your needs and facilitates communication and Internet use. Cookies allow us to make the website experience easier, more pleasant and more efficient.
Cookies do not damage the hard drive of your computer, nor do they transmit personal data of customers to us.
Cookies are small text files that are placed on your local access device (PC, smartphone, tablet, etc.) via your browser when you visit the Loantrade website and temporarily or permanently store specific information related to the device. This includes, for example, the recording of the browser type, the pages visited or language settings. This enables our web server to recognize the user's access device on the next visit. The cookie thus helps to provide and present an individualised website tailored to your needs. As a result, you will find your way around more quickly on a subsequent visit and will be able to use the website more efficiently. It is important to note that not the person, but only an identification of the access device takes place.
Loantrade also uses cookie technology for statistical, analytical and marketing purposes, provided that you have given your consent. This helps us to identify the potential for improvement of our website and to be able to ensure continuous optimisation in terms of user-friendliness, speed and performance.
In cases where more than the mandatory functional cookies can be used on our website you are able to set your cookie preferences through our cookie banner. You control a storage of cookies on your access device itself and can also reject them.
Furthermore, you are also able to delete cookies that have already been set. You can make the preferred settings in the menu bar of your browser. Please note, however, that deactivating cookies may result in restricted access to our website.
Data processing for marketing / analysis purposes
We use various web analysis tools on our website to record and evaluate the usage behaviour of our customers. In doing so, we work together with third-party companies. Technically, these tools also work with cookies. The data generated by the tracking code and the cookie about your visit to our website may be transmitted for analysis purposes to third-party providers who provide the service. Cookies used to collect tracking data do not contain any personal data, i.e. your IP address is immediately shortened on your access device and thus anonymised. This ensures anonymised transmission and storage of the data. This data is collected for the purpose of continuously optimising our website and improving advertising measures. Detailed information about the data collected by the respective providers can be found on the respective website of the third-party provider (please find a description as well as the link immediately below). You can avoid the collection of your data with the help of add-ons.
Use of Google Analytics
We use Google Analytics, a web analytics service provided by Google, Inc. ("Google"), and may create a user ID that enables us to analyse user behaviour (for more information, please visit:
https://support.google.com/analytics/answer/3123662)
The latest version of Google Analytics does not log or store individual IP addresses. Google Analytics uses cookies that enable an analysis of your use of the website as well as the mobile application. The information generated by the cookie about the use of the website as well as the mobile application is usually transmitted to a Google server and stored there. However, by activating IP anonymisation on our websites as well as the mobile application, your IP address will be truncated beforehand by Google within member states of the European Union or in other contracting states of the Agreement on the European Economic Area. On behalf of the operator of this website, Google will use this information for the purpose of evaluating your use of the website and the mobile application, compiling reports on website and application activity and providing other services relating to website activity, application activity and internet usage. The IP address transmitted by your browser as part of Google Analytics is not merged with other data from Google. You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this website or mobile application.
You can also prevent the collection of data generated by the cookie and related to your use of the website and the mobile application (including your IP address) to Google and the processing of this data by Google by downloading and installing the browser plug-in available at the following link:
http://tools.google.com/dlpage/gaoptout?hl=de.
Interaction with social networks
We use social plug-ins (hereinafter referred to as plug-ins) from social networks on the Internet. These plug-ins can be recognised by the logo of the network on our website.
When you call up a website with such a plug-in, a direct connection is established with the servers of the corresponding social network. It is important to note that we use a so-called two-click solution of the plug-in for your protection. This means that the plug-ins on our website are initially inactive. Only when you click on one of the logos, the corresponding plug-in is activated and a connection, as well as a data transmission that you are visiting our website, among other things, is granted to the third-party provider.
If you are also logged in to this network with user name and password at this time, it is possible that all interactions with the plug-in regarding your profile will be assigned. For example, content from our website can be linked to their profile. Other users of the network may learn of such interactions.
Loantrade is neither affiliated with nor responsible for the third party operators whose websites are integrated by means of plug-ins. We have no control over the use of such personal data collected by third parties and accept no responsibility or liability.
If you are not a member of the social network or are not logged in there, it is still possible that your IP address is transmitted and stored.
Direct marketing and online advertising
With your registration and/or use of services on our portal, we may also use your personal data for personalised advertising measures, provided you have given us your consent to do so. This is also the case if you register for a newsletter on our website. This concerns both the personalisation of advertising by email, such as emails with general information or advertising character (newsletter) and the delivery of personalised content and advertising on our portal. For this purpose, we may automatically evaluate information known to us about your usage behaviour on our portals so that we can avoid sending you inappropriate advertising.
You can also unsubscribe from the newsletter at any time by sending an email to support@loantrade.io
As a result of your consent, we are entitled to commission third parties with the technical processing of advertising measures and advertising for ourselves and are entitled to pass on your data for this purpose.
Data security and security of transmission
The data collected by Loantrade is subject to the highest standards of confidentiality and is treated with the utmost care and discretion. To protect against unauthorised access, destruction, misuse, disclosure and/or manipulation, Loantrade has implemented adequate technical and organisational measures. Loantrade uses servers in Switzerland or Europe to store your data. Their data centres meet the highest security requirements and are ISO 27001 certified. Furthermore, we would like to point out that we also take internal company data protection seriously. All our employees and the service companies we commission are committed to data protection and confidentiality and are informed about the legal requirements.
The communication via the website takes place with a secure SSL encryption (Secure Socket Layer). Please note that it is nevertheless possible that data which you transmit to Loantrade via the Internet or an e-mail service can be viewed by third parties without permission.
However, Loantrade can assure you that your data will be handled in accordance with the applicable data protection regulations and that further measures will be taken to protect against unauthorised access by third parties. Nevertheless, we cannot guarantee the confidentiality and complete protection of the messages and therefore cannot assume any liability.
If you are registered as a user at Loantrade, access to your account is only possible after entering your personal password in each case. You should always keep payment and access information confidential and close the browser window when you have finished communicating with us, especially if you share the computer with others.
Use of Google applications by Loantrade
Loantrade is itself a user of Google Inc ("Google") applications. As a user, Loantrade is bound by the applicable terms of use of Google and has no influence on their respective changes by Google.
At this point Loantrade officially informs about the use of Google applications.
This may also affect your data.
Loantrade ensures in its own Loantrade user profile of Google that only Google servers in Europe are used. This ensures the legally required level of data protection.
By explicitly accepting this Privacy Policy, using our website and, if applicable, creating a personal account, you consent to Loantrade's use of Google Applications.
You can find Google's privacy policy and terms of use here:
https://cloud.google.com/privacy/gdpr
Data retention period
We keep your data only as long as it is legally required or according to the processing purpose. In the case of analyses, we store your data until the analysis is completed. If we store data on the basis of a contractual relationship with you, this data remains stored for as long as legal or contractual retention obligations exist.
Right to information, correction, deletion and complaint
You have the right to assert your data protection rights at any time and to request information about whether and what personal data about you is being processed by us.
You can also have your personal data corrected, blocked or, insofar as technically possible and legally permissible, deleted at any time by sending written notification and appropriate proof of your identity to the following address: support@loantrade.io
Please note that even after your request for the blocking or deletion of your personal data, we must retain some of this data within the scope of our legal or contractual retention obligations (for example, for billing purposes) and in this case only block your personal data to the extent necessary for this purpose. Furthermore, deletion of your personal data may mean that you can no longer obtain or use the services you have registered for. Under certain conditions, you are entitled to have us pass on your personal data to you or a third party designated by you in a common format.
You also have the right to lodge a complaint with the competent supervisory authority regarding data processing. You can do this at the supervisory authority at your place of residence, place of work or the place of the alleged data protection violation. Under the following link you will find the data protection authority of Switzerland with its own website: Data Protection - Switzerland
Scope
This privacy policy applies to all data that we receive as a result of your use of our website. It does not cover the content of third-party websites, even if you access those third-party websites via links on our website. We have no influence on the content, data processing and handling of third-party websites and consequently cannot accept any responsibility for them. We ask you to observe the specific data protection declarations of the respective third-party websites.
When processing your personal data, Loantrade is subject to Swiss data protection law. Other data protection laws may apply if your data is processed abroad (e.g. by a contracted service provider).
Contact person
If you have any questions about data protection on our website, would like to request information or would like to request the deletion of your data, please contact our contact person for data protection law by sending an email to support@loantrade.io
or by mail to:
Loantrade AG
Data protection
Baslerstrasse 60
8048 Zurich
*You can also access and print out the current data protection declaration at any time
on our website.